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Rates

Below are today’s rates for mortgages, GIC’s, and registered accounts. Do you want to secure one of the below rates? Call us at 250-495-6522 or visit OCU at 8312 Main Street, Osoyoos.

Featured Rates

Mortgage

5 Year Insured Closed

5.09%

Term Deposit

1 Year Non-Redeemable

5.00%*

*Limited time offer.

Prime Rate (7.20%)

Mortgage Rates

Mortgage Rates
TermOpenClosed
6 or 12 Months8.99%
1 Year6.99%
2 Year6.79%
3 Year5.84%
4 Year5.59%
5 Year5.54%
5 Year Closed-Insured5.09%
Variableprime + .50%

Term Deposits - Non-Redeemable

Term Deposits – Non-Redeemable
TermInterest Rate
1 Year4.50%
18 Month
4.00%
2 Year4.00%
3 Year3.75%
4 Year3.50%
5 Year3.50%

Promotional Term Deposits

Promotional Term Deposits
Term
12 Month Non-Redeemable Term5.00%

* Cashable on the anniversary of initial deposit date

** Cashable on the 1 year and 3 year anniversary of the initial deposit date

Term Deposits - Redeemable

Term Deposits – Redeemable
TermInterest Rate
12 Month Redeemable Term *3.00% (eligible for registered terms)
18 Month Redeemable Term **1.50% (eligible for registered terms)

* Cashable after 30 days

** Cashable on birthday of primary account holder and one year anniversary of initial deposit date

Registered Product Rates

Registered Product Rates
TermRRSPRIFLIFTFSA
Variable0.50%0.50%0.50%0.50%
1 year4.50%4.50%4.50%4.50%
18 months4.00%4.00%4.00%4.00%
2 year4.00%4.00%4.00%4.00%
3 year3.75%3.75%3.75%3.75%
4 year3.50%3.50%3.50%3.50%
5 year3.50%3.50%3.50%3.50%

Savings Accounts

Savings Accounts
TermInterest Rate
Momentum0.50% Interest calculated daily paid monthly
Accelerator0.90% Interest paid monthly on closing daily balance

Chequing Deposit Rates

Chequing Deposit Rates
$0.00 – $4,9990.00%
$5,000 – $9,9990.00%
$10,000 – $24,9990.00%
$25,000 – $59,9990.00%
$60,000 and over0.00%
Chequing USD0.00%*

* Interest calculated on closing daily balance and paid monthly

Rates are subject to change without notice. For more information about OCU’s interest rates, please call 250-495-6522 or email contact@ocubc.com.